Germany gross to net calculator 2026
Enter a salary and see the payslip: social security, income tax, solidarity surcharge, church tax and employer cost.
Rates for 2026
How net pay is calculated
From gross we subtract the employee's social security shares: pension 9.3%, unemployment 1.3%, health 7.3% plus half of the extra contribution (average 2.9%) and long-term care 1.8%, 0.6% more if you have no children.
Contributions are capped: pension and unemployment up to €101,400 a year, health and care up to €69,750. Income tax follows the § 32a EStG tariff with a basic allowance of €12,348.
The solidarity surcharge of 5.5% applies only when income tax exceeds €20,350 a year. Church tax is 8 or 9 percent of income tax.
FAQ
What is the minimum wage in 2026?
The statutory minimum wage is €13.90 gross per hour, about €2,409 a month full time. The mini-job limit is €603.
Why do people without children pay more for care insurance?
Childless people aged 23 and over pay a surcharge of 0.6%. Parents of two or more children under 25 pay less.
Does the calculator work for foreigners?
Yes. If you work in Germany the same deductions apply. Tax class, health fund and residence matter.